IARDT
The acronym IARDT stands for "Fire, Accidents, Miscellaneous Risks and Transport". IARDT insurance covers damage and protection of property; IARDT contracts therefore provide property cover in the event of a claim. They are therefore essential to protect premises, equipment, stocks and vehicles against accidents or risks inherent in the activity. These risks can therefore be the risk of fire or accidents, but also the risk of theft, flood, deterioration as a result of any unintentional cause.