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Life & IARDT offer

Life & Capitalization

Life insurance is a contract by which the insurer undertakes to pay an annuity or a capital to a person / the subscriber, for a premium. This payment is made according to the type of contract taken out. In fact, in a life insurance contract, two types of contracts must be distinguished: an insurance contract in the event of death and an insurance contract in the event of life.


The acronym IARDT stands for "Fire, Accidents, Miscellaneous Risks and Transport". IARDT insurance covers damage and protection of property; IARDT contracts therefore provide cover for property in the event of a claim. They are therefore essential to protect premises, equipment, stocks and vehicles against accidents or risks inherent in the activity. These risks can therefore be the risk of fire or accidents, but also the risk of theft, flood, damage as a result of any unintentional cause.