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Particular IARDT

Individual Accident Insurance

It guarantees the reimbursement of medical, pharmaceutical and capital costs in the event of death, this contract covers you both in your private and professional life

Benefits

- Simplicity of the subscription process;
- Free fixation of guaranteed capital;
- Guarantee of means of subsistence for the beneficiaries in the event of death;
- Income guarantee in the event of permanent disability;
- Promptness and equity in the settlement in the event of a claim.

Most

This product offers you the possibility of subscribing options and capital according to your financial possibilities.

Travel and Travel Insurance

It covers health damage during your travels (Travels outside the national territory) and guarantees reimbursement during your travels, of a capital in the event of death or disability following an accident, the repatriation of the body thanks to assistance from your broker.

Benefits

- Satisfaction with the insurance obligation of Western countries;
- Simplicity of the subscription process;
- Speed and fairness in the settlement in the event of an accident;
- Provision of a network of international health centers;
- Assistance from an international professional partner;
- Assistance in all circumstances whatever the destination;

Most

This product offers you the possibility of subscribing options and capital according to your financial possibilities.

Auto Insurance

It covers damage that you may cause to others as a result of your vehicle or even damage that your car may suffer.

Benefits

It offers compulsory guarantees:
- Civil Liability (Civil Liability), which covers damage caused to third parties by the insured vehicle,
- ECOWAS Civil Liability, which is an extension of Auto civil liability to the ECOWAS area.

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The insured with the possibility of taking out other guarantees We offer the following formulas:
- All risks
- Third-party collision
- Simple or full third party

Motorcycle / Tricycle Insurance

Whatever the use of the motorcycle, you have the possibility of insuring yourself in: private use (walking and business); use for consideration (the transport of people, for example zemidjans).

Benefits

It offers the following guarantees, regardless of the use of your motorcycle (private or professional):
- Public liability;
- Defense and appeals;
- Driver safety (FMP, Death, IPT) *;
- ECOWAS (Brown card: RC extension);
- Life insurance (Disability - Death from any cause) for the owner
* FMP: Medical and pharmaceutical costs
* IPT: Total Permanent Disability

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It offers: The driver's guarantee: it guarantees the repair of bodily injury suffered by the motorcycle driver; Passenger safety: Under the Civil Liability guarantee, it also covers the repair of bodily injury suffered by your passenger in the event of an accident; Life insurance: it guarantees the payment of a capital sum to the owner or his assigns in the event of absolute final invalidity or death whatever the cause.

Multirisk Home Insurance

It covers your home and property against the risk of fire, theft, water damage, damage due to electricity etc.

Benefits

She offers :
- The security of your real estate and furniture;
- Coverage of several events by a police; unique;
- The ease of subscription;
- The affordable cost;
- Rapid settlement in the event of a claim;

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It offers guarantees such as: Theft, fire, glass breakage, water damage, storm and consequent wet damage, risks of civil liability, additional costs after fire, storm, water damage , damage to electrical appliances, etc.

Professional Multi-risk Insurance

It protects your buildings, stocks, materials, furniture and equipment against fire, theft, water damage, broken windows, broken machinery, damage due to electricity, loss of operations, etc. . This is the contract that covers you in all your activities: Liberal profession, (Crafts and trade ...); Medical profession, Catering and hospitality, Construction company, Bakery, Industry etc.

Benefits

She has been created :
- so that your assets are always protected - - -;
- so that you can count on support in the event of financial losses;
- so that you don't have to worry if your responsibility is involved.
- For any business, by the very fact of its existence, may cause damage to customers or third parties.

Most

It offers coverage tailored to your needs and the size of your business. It includes all the guarantees essential for the proper protection of your work tool: The protection of your civil liability with defense and recourse guarantee; The financial protection of your business in the event of loss of operation or loss of small business assets, if subscribed